About Us

Canadian Mortgage Strategies and Investments and Our Team

CMSI has a proven track record in negotiating financing transactions ranging from $1,000,000 to over $170,000,000.  On a national basis, CMSI arranges in excess of $1.0 billion in loans annually, of construction and term loans. The Vancouver office typically places $600 million of this, with a substantial component for mixed use condominium development.  This volume of financing has allowed us to develop strong relationships with a number of key lenders across the country, including BCIMC, Otera, Bank of America, Great West Life, Manulife, and ICBC, all of whom we deal with on a regular basis.  These relationships enable us to provide our clients with the best financing terms available in the market.

Together, the key people on the Vancouver team alone have over 75 years of experience in financing commercial real estate.

Chris Ritter CMSI Pacific

Chris Ritter graduated with a Bachelor of Commerce degree from the University of Alberta and has been in the mortgage brokerage industry for the past 30 years after leaving TD Bank in 1987.  During this time, he worked with Bancorp Mortgage Ltd. and Penreal Financial Inc. in Vancouver, where he arranged financing in excess of $200,000,000.  Ritter left Penreal in 1997 to join Canada ICI Commercial Mortgages in Calgary.  While with Canada ICI, Mr. Ritter arranged financing in excess of $500 million annually over a four-year period.  Ritter joined Brewster at CMSI Pacific in 2003, and since that time has arranged in excess of $1 billion in debt.

Morgan Brewster CMSI Pacific

Morgan Brewster began his financial career with the Financial Institutions Commission of British Columbia, the government regulator of Mortgage Brokers.  He joined CMSI Pacific in 2013.  He specializes in structuring, analyzing, and funding commercial mortgages across all asset classes, working regularly with most major lenders in Canada.  Mr. Brewster holds the Canadian Investment Manager designation (CIM) and has an Economics Degree from the University of Calgary.

Mark Brewster CMSI Pacific

Mark Brewster began his career in commercial real estate with Morguard in Edmonton, after graduating with a Bachelor of Commerce in Urban Land Economics from UBC in 1978.  Brewster remained with Morguard for 9 years, during which he held various positions including Manager of Loan Production in Calgary and National Vice President of Business Development in Toronto.  Brewster left Morguard in 1987 to pursue more entrepreneurial opportunities as a principal of Terracan Capital Corporation, a private real estate merchant bank specializing in mezzanine loans and equity investments in real estate developments.  In 1991 he formed Bancwest Pacific, which now does business as CMSI Pacific.

Benjamin Curry CMSI Pacific

Benjamin Curry began his career in the financial markets specializing in corporate structuring, market analysis and capital financing in the public equity arena. Prior to joining CMSI, he worked with a leading residential mortgage brokerage as a top producing sub-broker where he completed over $200 million in residential mortgages. Since joining the CMSI team in 2018, he works with all major asset classes and has developed a strong network of lenders and borrowers across Western Canada. Mr. Curry holds a Bachelor of Arts Degree in Geography (Urban) with a minor in Commerce from the University of British Columbia.

Jessica Harland CMSI Pacific

Jessica Harland is the Managing Director, CMSI Pacific, for the Calgary office. She specializes in CMHC insured financing for multi-unit rentals, with a focus and expertise within the Affordable Housing programs given her background working at CMHC. Prior to joining CMSI Pacific, Jessica was the Vice President, Real Estate Finance at CMLS Financial where she funded and arranged financing for 1B in mortgages in just two years. Prior to joining CMLS, Jessica worked at CMHC for 9 years, most recently as the Manager Multi-Unit Client Relations, for the Prairies region. She brings in depth knowledge of the CMHC programs and has more than 20 years of experience in the finance and banking industry.

Johnathan Pawluk CMSI Pacific

Johnathan Pawluk is an Associate working with the Managing Director, Jessica Harland, out of our Calgary office. Before joining CMSI, Johnathan was an Analyst at another brokerage where he was responsible for the underwriting of commercial mortgages. Johnathan graduated in 2019 from the University of Alberta, where he earned a Bachelor of Commerce degree with Distinction in Finance and a Certificate in Real Estate. As part of his degree, he was enrolled in the Cooperative Education Program where he had the opportunity to gain invaluable experience working as an Analyst for a Wealth Management firm and Indigenous and Northern Affairs Canada.

Ross Porter CMSI Pacific

Ross Porter has a wealth of mortgage experience in every asset category. With over 40 years in the industry, he has developed the skill set of understanding and advocating for the borrower's needs. Drawing from this expertise, he is able to source the best funding option, structure the proper deal, and manage the process to successful transaction completion. Ross continues to expand and employ his experience for the benefit of the borrowing client.

CMSI Pacific has extensive experience with large transactions, an excellent reputation with institutional lenders and numerous substantial borrowers, and will perform with excellence in structuring and representing your interests in financial transactions.  We are favorably regarded throughout the commercial mortgage community for our integrity and the quality of our submissions.

Together, the key people on the Vancouver team alone have over 75 years of experience in financing commercial real estate.
Our Team
CMSI has a proven track record in negotiating financing transactions ranging from $1,000,000 to over $170,000,000.
On a national basis, CMSI does in excess of $1.0 billion in loans annually, on both a construction and permanent loan basis.
About Us

CMSI Pacific
Suite 505, 1100 Melville Street
Vancouver, British Columbia, V6A 4A6

Phone: 604.687.2200
Fax: 604.687.4141